Author: andy

March 2026 Compliance Updates

Posted on by andy

Effective State Changes

INDIANA

Senate Bill 169 reorganizes and recodifies a large body of existing consumer lending statutes into a newly created Title 37—Consumer Lending—of the Indiana Code. The stated purpose of the bill is structural and organizational and does not make substantive changes to consumer lending requirements. Effective July 1, 2026.

MISSISSIPPI

House Bill 547 authorizes a check cashing business to pass onto a consumer any charges associated with a payment made by credit card or debit card. Effective July 1, 2026.

NEBRASKA

Legislative Bill 717 was introduced at the request of the Nebraska Department of Banking and Finance and amends a number of statutes and harmonizes Nebraska’s financial statutes with federal law. The bill modernizes several financial sectors, includes credit unions under the Nebraska Financial Innovation Act, and updates lending limits by increasing the usury rate exemption cap from $25,000 to $100,000. Effective in part, immediately—February 25, 2026.

Legislative Bill 836 updates the factors the Nebraska Department of Banking and Finance uses to determine annual assessments to be levied upon financial institutions. Effective July 17, 2026.

WYOMING

House Bill 145 amends the annual decal fee for all-electric vehicles from $200 to $100 and imposes an annual decal fee of $50 for plug-in hybrid vehicles. In addition, this act imposes a license tax of $.035 per kilowatt hour on all electric energy sold or dispensed for charging a vehicle using a direct current fast charging station. Effective July 1, 2026.

Senate File 61 creates exemptions from state excise tax for purchases of motor vehicles from, or transfers of motor vehicles to, immediate family members. Effective July 1, 2026.

LAUNCHER.SOLUTIONS Integrates with CarletonDocs® to Provide Lenders Enhanced Document Compliance

Posted on by andy

FOR IMMEDIATE RELEASE  

For more information contact:
Carleton Sales Team
574.243.6040 option #3
sales@carletoninc.com

 

Jacksonville, Fla: LAUNCHER.SOLUTIONS (Launcher), a technology provider of loan origination technology for automotive and consumer lenders, announced today a strategic product integration between its appTRAKER™ Loan Origination System (LOS) and CarletonDocs® from Carleton, Inc.’s compliant document generation platform.

By incorporating CarletonDocs® into the appTRAKER™ platform, Launcher further strengthens its comprehensive loan origination ecosystem, providing lenders with a seamless process from application through document preparation and funding. The integration allows lenders to generate dynamic deal jackets with accurate disclosures while maintaining compliance with evolving state and federal regulations.

“We’ve had a long and productive partnership with Carleton, and our successful integrations with CarletonCalcs® have delivered TILA-accurate disclosure calculations and regulatory compliance validation for lenders on the appTRAKER™ platform,” said Nikh Nath, President of LAUNCHER.SOLUTIONS. “Building on that strong foundation, integrating CarletonDocs® was a natural next step. It allows us to extend that same level of accuracy and compliance into the document generation process, enabling lenders to produce compliant lending documents directly within their workflow. Our goal is always to provide lenders with practical, well-integrated tools that improve efficiency while maintaining confidence in the accuracy and compliance of every deal.”

“Our work with the Launcher team over the years has been instrumental in driving meaningful progress, and we’re excited to see our partnership continue to grow and evolve,” said Matt Ruszkowski, President and COO of Carleton, Inc. “By expanding Carleton’s CarletonDocs® document generation functionality within the appTRAKER LOS platform, we are enabling their customers to streamline workflows, reduce operational risk, and maintain confidence in compliance as regulatory complexity continues to evolve. This enhancement reinforces the value Carleton brings to our partners, not just as a technology provider, but as a trusted compliance ally.”

The integration with CarletonDocs® reflects Launcher’s continued commitment to expanding the capabilities of the appTRAKER™ platform through strategic technology partnerships. By combining workflow automation, integrated data services, and regulatory compliance tools, appTRAKER™ enables banks and lenders to streamline lending operations while maintaining confidence in compliance within an increasingly complex regulatory landscape.

 

Read EIN Presswire Announcement

 

About LAUNCHER.SOLUTIONS

LAUNCHER.SOLUTIONS is a technology products and services company built on the foundation of care, understanding, innovation, and speed. It specializes in loan originations for consumer and automotive lending institutions, regional banks, and credit unions. Its product offerings include appTRAKER™ LOS for indirect automotive and consumer direct lending and leasing, myDEALER.CARE dealer relationship management system, and my.LOAN, a customer digital acquisition and self-service and communication solution. Learn more at www.launcher.solutions or call 877.5LNCHER. Follow LAUNCHER.SOLUTIONS on LinkedIn.

 

About Carleton, Inc.

Carleton provides integrated financial solutions that support the full lending lifecycle, delivering accurate and compliant loan origination calculations, automated document generation and delivery, and expert audit and compliance services nationwide. For more than 55 years, Carleton has been trusted by lenders, financial institutions, and technology providers to navigate complex federal and state regulations while reducing risk and improving operational efficiency. By unifying calculation accuracy, regulatory compliance, and document workflows into a foundational solution, Carleton elevates its partners’ platforms, helping them accelerate funding, maintain confidence in compliance, and focus on growing their business. To learn more about Carleton’s lending solutions, contact our sales team at sales@carletoninc.com or 574-243-6040 option #3.