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Carleton has been providing compliant financial calculations to the auto lending industry since 1969. As technology changed from rate charts to calculators to PC software to Internet applications, Carleton has always provided the major captive lenders innovative consumer lending calculation solutions.

Our CarletonCalcs® calculation software and support services are used by many of the major DMS, Buy Here Pay Here, Menu, and CRM software providers. Our partners rely on Carleton's expertise in providing consumer loan, consumer lease, state sales tax, and credit insurance calculations in compliance at the state and federal level for all their auto lending products. In March of 2019, Carleton introduced Carleton CarCalcsTM in response to feedback from partners to include comprehensive sales tax, registration, dealer and document fees as integrated components of sales, loan, and lease transaction data.

Carleton's consumer loan calculations and compliance verification software has been used by many of the major auto lenders in the United States including Credit Acceptance Corporation and major captive lenders such as Ally, Toyota Motor Credit, Volkswagen Motor Credit and Nissan Motor Credit. These lenders also rely on Carleton's expertise in providing consumer loan and lease calculations in compliance with all the state and federal regulations.

DMS providers, Menu, and CRM providers also rely on CarletonCalcs® software to generate lending and leasing calculations, to ensure they are accurate and acceptable by all the lending sources used by each individual dealer.

In addition, CarletonDocs® software is used by many DMS and menu providers to generate accurate and compliant sets of documents related to vehicle finance and sales. Carleton supports lender or dealer document generation requirements as well as providing lending documents and packages through its established relationship with most of the consumer lending document providers, such as WKFS, R&R, CUNA, and Securian.

Carleton's strength and expertise is keeping our partners and their clients in compliance today and when regulatory changes occur in the future.