OriginationPlus
Combining Loan Origination with Compliance
CarletonCalcs® OriginationPlus API combines both the Loan Origination API and Compliance API in the same call. This results in precise and compliant payment computations, insurance, fees, ancillary products, and other components of a consumer loan transaction including all Federal Truth In Lending Act (TILA) disclosure requirements. OriginationPlus has been specifically designed for direct loan originations, where the standalone Compliance API is used to validate existing TILA contract values.
Accurate and Compliant
Combining the most robust and configurable calculation engine available today with the industry-leading provider for compliance support, your team can trust that the OriginationPlus API will compute the most accurate and compliant payment through your platform.
Efficient Computations
Ensure state usury is never exceeded while simultaneously computing the payment, quote, or deal structure all in one call!
Streamlined Validation
Eliminate the need for separate compliance validation processes.
Boost Workflow Productivity
Maximize efficiency throughout your workflows for all loan classes.
Markets CarletonCalcs® OriginationPlus Serves
Accurate and Compliant Payment Calculations
CarletonCalcs® OriginationPlus API seamlessly integrates with industry platforms for the following markets: