Carleton in Direct & Indirect Lending
Compliant Calculation Solutions for Your Consumer Lending Needs
CarletonCalcs® lending APIs provide the most accurate computations for all types of consumer loans in the industry, with or without credit insurance and debt protection. By leveraging Carleton’s solutions, platforms can help lenders create a more reliable and efficient financial ecosystem.
Direct & Indirect Lending Solutions
Configurable Solutions That Integrate Anywhere Within the Consumer Lending Process
CarletonCalcs® APIs support equal installment, balloon, single payment, interest only, constant principal reduction, irregular payments, combination payment frequency, and many other options. The computed output data (i.e. payment, APR, etc.) through Carleton’s APIs also include the necessary components for complete Truth in Lending Act (TILA) and TILA-RESPA (TRID) disclosures.
CarletonDocs® works seamlessly with our lending APIs by generating and distributing all the compliant documents required to close a loan, while maintaining accuracy and validating the data mapped into those documents. CarletonConnect™ provides a versatile document delivery platform that integrates with various lending technology systems, either hosted or licensed, to fit existing infrastructures. It simplifies the complex interfacing and data formatting tasks required by different lending software solutions.
A suite of calculation APIs that provide fast and accurate loan and lease computations, while meeting compliance regulations at lender, state, and federal levels.
A single-source solution for generating and distributing all compliant documents and forms utilized throughout the purchasing journey.
The Consumer Lending Journey
Carleton’s solutions can fit anywhere within the consumer lending process—making it simpler, smarter, and more efficient.
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Shopping & Buying |
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Quoting Payments |
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Signing & Submitting Credit Applications |
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Calculating Purchase Coverages |
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Validating Loan Structure |
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Originating |
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Calculating Payment Disclosures |
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Compliance Validation |
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Preparing Lending Documents |
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Preparing Internal Documents |
1,000+
banks & credit unions supported across the country
Who We Serve
Direct and Indirect Software & Integration Partners
- Loan Origination Systems (LOS)
- FinTech Companies
- Contracting Tools
- Lenders
- Document Generation Tools
- Credit Unions
- eSigning Providers