Effective State Changes

INDIANA

Senate Bill 169 reorganizes and recodifies a large body of existing consumer lending statutes into a newly created Title 37—Consumer Lending—of the Indiana Code. The stated purpose of the bill is structural and organizational and does not make substantive changes to consumer lending requirements. Effective July 1, 2026.

MISSISSIPPI

House Bill 547 authorizes a check cashing business to pass onto a consumer any charges associated with a payment made by credit card or debit card. Effective July 1, 2026.

NEBRASKA

Legislative Bill 717 was introduced at the request of the Nebraska Department of Banking and Finance and amends a number of statutes and harmonizes Nebraska’s financial statutes with federal law. The bill modernizes several financial sectors, includes credit unions under the Nebraska Financial Innovation Act, and updates lending limits by increasing the usury rate exemption cap from $25,000 to $100,000. Effective in part, immediately—February 25, 2026.

Legislative Bill 836 updates the factors the Nebraska Department of Banking and Finance uses to determine annual assessments to be levied upon financial institutions. Effective July 17, 2026.

WYOMING

House Bill 145 amends the annual decal fee for all-electric vehicles from $200 to $100 and imposes an annual decal fee of $50 for plug-in hybrid vehicles. In addition, this act imposes a license tax of $.035 per kilowatt hour on all electric energy sold or dispensed for charging a vehicle using a direct current fast charging station. Effective July 1, 2026.

Senate File 61 creates exemptions from state excise tax for purchases of motor vehicles from, or transfers of motor vehicles to, immediate family members. Effective July 1, 2026.