About Us
Elevating the Consumer Lending Industry
Based in South Bend, IN, Carleton provides accurate and compliant calculations, document generation, and audit consulting services nationwide. With over 55 years of experience, we have built a reputation on our commitment to accurate and compliant payment calculations and expert-level support services.
Carleton's History
Over 55 Years of Industry-Leading Experience
Carleton is a pioneer within the industry and is constantly innovating.
APR Birth
Carleton founder, J. Carleton Pitts, served on a sub-committee that defined Truth in Lending Regulation Z.
Rate Charts
Carleton promised rate charts faster than anyone in the industry because of their innovative printing plates.
Programmed Desktop Calculators
Carleton developed loan quoting applications that supported all lending products offered by lending institutions.
Programmed Handheld Calculators
Carleton delivered EPROM Memory Module for handheld computers.
Desktop Software
Carleton introduced PC based loan contract software.
Web Service APIs
Carleton offered their first API and today Carleton’s suite of APIs solve client’s calculation needs across numerous industries.
Tax, Title & Registration Data Integration
Carleton integrated sales tax, title, registration, and dealer fee data into the CarletonCalcs® payment calculations.
Lender & Incentive Data Integration
Carleton further bolstered its offerings by integrating lender, rebate, and incentive program data into the CarletonCalcs® payment calculations.
Who We Are
Our Core Values Set Us Apart
Our reputation is built on our commitment to accuracy and compliance. This experienced team includes in-house compliance attorneys, policy analysts, software developers, and client support personnel.
- Integrity. Our daily decisions and actions are ethical, fair, and honest.
- Family Unity. We care for each other and the company.
- Customer Focus. We help our customers succeed and become long-term partners.
- Excellence. We strive for our products and services to be of the highest quality and usability.
- Adaptability. We initiate and embrace change in the delivery of our core expertise.
Why Clients Trust Carleton
Calculation Leader
We are the country’s industry leading provider of financial calculation software, document delivery software and compliance support.
Robust Data Offerings
We have enhanced payment engine features to include more robust data offerings and more reliable delivery of APIs to provide better solutions.
Truth in Lending Accuracy
We provide accurate and compliant payments and disclosure data related to the Truth in Lending Act.
Complete Support
We can support your calculation needs throughout the entire sales lifecycle.
Secure Solutions
We are committed to best practices, continuous risk assessments, and regulatory requirements. Protecting your data is our top priority.
Trusted Partner
We will work with your team to solve any calculation, document, and/or validation need.
98% Client Retention
160+ Integrated Partners
50M+ Transactions
completed per month
Associations
Organizations We Belong To
