Delivering Integrated Financial Solutions to the Consumer Lending Industry
Carleton provides accurate and compliant payment calculations, lending document generation, and audit consulting services nationwide. With over 55 years of experience, we have an industry-leading reputation for our compliant financial solutions and unmatched support services.
Calculation solutions designed to integrate with a software partner’s lending and leasing applications—supporting your product calculation requirements, while meeting compliance requirements at lender, state and federal levels.
A single-source solution for generating and distributing all compliant documents and forms utilized throughout the purchasing journey.
A web-based user interface that performs "what if" loan scenarios with multiple insurance protection combinations on a single display—makes selling credit insurance and other add-on protection products easy.
Comprehensive, independent validation of consumer loan calculations, ensuring compliance with federal and state regulations. Our team of in-house compliance attorneys and policy analysts provide a tailored experience to confirm statutory and institutional requirements.
Configurable Solutions
Integrating Anywhere Throughout the Purchasing Process
Carleton’s solutions can fit anywhere within the purchasing process—making it simpler, smarter, and more efficient.
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Shopping & Buying |
| Quoting Payments & Desking | |
| Signing & Submitting Credit Applications | |
| Calculating Purchase Coverages | |
| Validating Loan Structure |
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Originating |
| Calculating Payment Disclosures | |
| Compliance Validation | |
| Preparing Lending Documents | |
| Preparing State Documents | |
| Preparing Internal Documents |
The Carleton Difference
Providing Accurate and Compliant Solutions with Expert-Level Service
Keeping an organization up-to-date on federal and state regulatory and legislative requirements can be overwhelming. The compliance specifications are broad, nuanced, and challenging, especially when dealing with outdated statutes. Carleton’s dedicated compliance analysts and legal experts continuously stay updated on regulatory and legislative requirements, industry trends, and best practices in consumer credit calculations, so we can always accurately compute compliant financial payments and disclosures for our clients.
50 States Tracked
for up-to-date regulations
100% Compliance
embedded into our solutions
50+ Years of Experience
combined among our compliance team
98% Client Retention
Markets We Serve
Unified Technology Built to Support Multiple Lines of Business
With more than 5 decades of direct experience across the consumer lending industry, Carleton’s expertise and industry knowledge allow our financial solutions to seamlessly integrate with our client’s platform.