Thought Leadership

That “simple” payment calculator could be a compliance risk. It is crucial to invest in tech that’s accurate, compliant, and built for today’s regulations.

Whether you’re calculating TILA APRs, finance charges, or loan payoffs, relying on the wrong tools can lead to compliance risks and even financial penalties.

Learn why calculation accuracy is crucial - Here are the steps to begin your spring cleaning.

Learn about their historical context, how each interest type is calculated, and examples of how their terminology is referenced.

Recent actions in Washington, DC have raised questions about the Consumer Financial Protection Bureau (CFPB) & what effect this could have on lending policies.

Carleton's General Counsel & VP of Compliance, Sarah Milovich, discusses TILA, the complexities of APR calculations, & its impact on the lending industry.

All-In APRs have been a hot topic throughout the consumer lending industry resulting in more states evolving in how they regulate interest.

In honor of both Groundhog’s Day and the mysterious Leap Day, we wanted to discuss the complications Leap Day poses on consumer loan calculations.

When laws are announced, they can affect the consumer credit industry. Learn how mistakenly tying a state’s rate caps to a TILA APR can have ramifications.

How does leap year affect lending? There are definite ramifications for a year which is 365 days, 5 hours, 48 minutes, and 46 seconds long.