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MOB PRESENTATION
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MOB Premium Calculation Considerations
1) Traditional MOB Calculations
| Months |
Constant
Total
Payment |
|
Variable
Insurance |
|
Variable
P&I
Payment |
| 1 |
$891.11 |
= |
$10.00 |
+ |
$884.11 |
| 2 |
$891.11 |
= |
$9.22 |
+ |
$884.89 |
Consumer Payment – Constant
Insurance Payment – Variable
P&I Payment - Variable
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2) Level Monthly Insurance
| Months |
Constant
Total
Payment |
|
Constant
Insurance |
|
Constant
P&I
Payment |
| 1 |
$894.20 |
= |
$ 5.71 |
+ |
$888.49 |
| 2 |
$894.20 |
= |
$ 5.71 |
+ |
$888.49 |
Consumer Payment – Constant
Insurance Payment – Constant
P&I Payment - Constant
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3) Variable Insurance / Level P&I Payment
| Months |
Variable
Total
Payment |
|
Variable
Insurance |
|
Constant
P&I
Payment |
| 1 |
$894.49 |
= |
$10.00 |
+ |
$888.49 |
| 2 |
$897.70 |
= |
$ 9.21 |
+ |
$888.49 |
Consumer Payment – Variable
Insurance Payment – Variable
P&I Payment - Constant
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