SmartDocs is the solution for electronic preparation of forms, sales contracts and credit insurance certificates. This document preparation software operates seamlessly with all of Carleton’s software applications in order to meet the demands for any user’s software needs: PC, Systems or Internet.

SmartPC with DOCS allows software to be installed on individual computers or networks, affording users full loan origination capabilities with all appropriate forms, contracts and credit insurance certificates.

SmartCalcs with DOCS is integrated into users loan processing systems, providing enterprise wide solutions for systems compliance and forms printing.

SmartNet with DOCS is the Internet based Loan Origination and Document Preparation System that provides every user, regardless of location, with the ability to print all appropriate documents related to each transaction. Reduction/Elimination of Pre-Printed Forms Expense
The cost to develop electronic forms is an investment that will pay dividends for years to come. This "one time" expense will reduce or eliminate the need for lenders, insurance companies, or any user to purchase costly pre-printed forms associated with credit transactions. Additionally, when state or federal regulations require a change to forms, Carleton can make the change in the document software, eliminating the need to dispose of pre-printed forms and the purchase of new forms. This cost savings alone can justify purchasing Carleton software with DOCS.

Increased Efficiency
All parties involved with credit transactions (lenders, credit insurance companies, end users) will experience significantly reduced labor costs and reduced contract errors associated with manual contract preparation. Carleton’s software logic and rules for data entry ensure the accuracy and thoroughness of contracts, eliminating or greatly reducing the need for costly contract re-dos.

System Connectivity
Carleton software can transfer all credit transaction data to users’ administrative system, eliminating the need for re-entry. Carleton also has the capability to add bar coding to forms to expedite the contract verification process, further increasing efficiency.

At Carleton, we intend to provide software solutions that not only enhance customers’ productivity but also increase the level of business that has been previously unattainable due to lack of technology. The SmartDocs Solution puts in place the steps for customers to have a future "paperless" solution for loan origination.